Fascination About 228 loan

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The Board evaluates a lender's branch availability and solutions in a facility-based evaluation region determined by the following:

This section implements the need inside the CRA the Board assess a bank's file of helping to satisfy the credit wants in the community communities during which the lender is chartered, in step with the Secure and seem Procedure of your bank, also to acquire this file into account inside the agency's evaluation of an software for your deposit facility by the lender. Appropriately, this portion:

The Board might look at a lender's Group advancement loans, community advancement investments, and Local community development solutions presented outside of its facility-based mostly assessment regions, as furnished On this part.

The Board may perhaps approve a system soon after thinking about the standards in paragraph (h)(3) of the section and if it establishes that the financial institution has provided suitable justification for your plan and every aspect of the prepare as necessary in paragraph (d) of this part.

(i) A lender may incorporate general performance analysis parts and accompanying yearly measurable goals For extra geographic areas but may not do away with the evaluation of its general performance in any geographic space that might be A part of its general performance evaluation while in the absence of the accredited approach.

For those who have concerns for the Company that issued The existing doc make sure you Speak to the company directly.

(3) A small business enterprise loan or little farm loan is situated within the census tract exactly where the key business facility or farm is found or where by the borrower will usually utilize the loan proceeds, as indicated by the borrower.

The Board assigns conclusions to a large lender's or constrained purpose financial institution's overall performance around the applicable checks explained in paragraph (a) of this area pursuant to § 228.28 and appendix C to this part. The Board assigns conclusions to a small financial institution's or intermediate lender's overall performance to the relevant tests described in paragraph (a) of the 228 loan part pursuant to § 228.

상세한 안내를 받고 싶으신 경우 네이버 고객센터로 문의주시면 도움드리도록 하겠습니다. 건강한 인터넷 환경을 만들어 나갈 수 있도록 고객님의 많은 관심과 협조를 부탁드립니다.

(A) A duplicate of the general public segment of the financial institution's newest CRA effectiveness evaluation and a summary of services supplied by the department; and

Apart from as if not provided in this section, a bank must be sure that its community file is made up of the information needed by this section for every on the preceding three calendar years, with The newest calendar 12 months included in its file annually by April one of the current calendar calendar year.

Loans by a bank on to businesses or farms, together with, although not limited to, loans in conjunction or syndicated using a U.

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